This here depicts a character who used to have a yard, but then it sank... and now he has a boat. It took somewhere in the vicinity of 12 hours to complete, most of which was time spent staring and contemplating.
It was done entirely in Painter 8 with no references other than for the "Bug". Definitely check out the full size view on this one, cause it's pretty big.
The image in its original 1200x1700 format with slightly less compression can be viewed on my page at Deviantart.com if you're interested.
I hope you enjoy it. Any and all comments are always welcome!